When you are under pressure, signing one more piece of paper can feel like one more risk you cannot evaluate. You have learned to be wary, and you should be. So it is fair to ask, before anything starts, exactly what you are putting your name to.
Good. That instinct is the right one, and the disclosures exist precisely so you never have to wonder what you agreed to.
Before any work begins, you sign disclosure and authorization documents that state plainly what EstateCircle is, what it does, and what it does not do. In clear terms: EstateCircle prepares documents and coordinates a workflow. It is not a law firm, it does not give legal or financial advice, and it does not negotiate with your lender. These disclosures put that in writing so you know exactly what you are authorizing.
01What the disclosures actually say
The disclosures are not fine print designed to trap you. They are the opposite. They state, in plain language, that EstateCircle is a document preparation and coordination service, not a law firm, and that nothing we provide is legal, financial, or tax advice. They make clear that decisions about your home and your finances remain yours.
They also confirm that forming an LLC does not stop a foreclosure or change your loan, so that no one ever signs up believing the paperwork itself rescues the house. Clarity up front is what keeps everyone honest.
Disclosures protect you by writing down the limits of the service before you commit. If anything you are told ever conflicts with the signed disclosures, the disclosures are what govern.
02What you sign, and your right to step back
You will not be asked to sign everything at once or under pressure. The documents are meant to be read, and there is room to step back.
- Service disclosureA plain statement that EstateCircle prepares documents and is not a law firm or advisor.
- Scope authorizationYour written go-ahead for the specific documents you want prepared.
- Cancellation termsHow you can cancel, including any cancellation rights that apply to you.
- Your copyA copy of everything you signed, kept in your document vault.
03How EstateCircle handles disclosures
We prepare these disclosure and authorization documents and walk them into your signing workflow before any other work begins. It is document preparation and coordination only. We do not advise you on whether to sign, and we encourage you to have a licensed attorney review anything you do not fully understand before you sign it.
All plans are document preparation and coordination, not legal advice. Third-party and government fees are billed separately.
- Connecticut Department of Banking — Consumer information on foreclosure and protections for Connecticut homeowners. CT Dept. of Banking
- Consumer Financial Protection Bureau — Federal consumer guidance on reviewing documents before you sign. CFPB